Survivor's benefits: a lifeline
Social Security survivor benefits are a lifeline
...for families who lose a loved one who worked and paid into the system.
When a worker dies
When a worker dies, their family members may be eligible for survivor benefits. These benefits can include a lump sum death benefit, as well as monthly survivor benefits for the family. The amount of the survivor benefits depends on the deceased worker’s Social Security earnings record. If the worker was covered by Social Security, the surviving spouse may be eligible for a one-time death benefit, as well as monthly survivor benefits.
Surviving Spouse
If the surviving spouse is caring for the deceased worker’s child, they may also be eligible for additional benefits. For other family members, such as a parent or sibling, they may be eligible for a one-time death benefit, as well as monthly survivor benefits. The amount of the benefits depends on the deceased worker’s Social Security earnings record. In addition to the death benefit and monthly survivor benefits, certain family members may be eligible for other benefits, such as caretaker’s benefits and disability benefits.
"If your spouse or qualifying dependent were already getting money based on your record, that benefit will auto-convert to survivor’s benefits when the government gets notice of your death." (Quoted from GoBankingRates)
Applying for Survivor's Benefits
You cannot apply for survivors benefits online. To report a death or apply for survivor's benefits, call Social Security Administration (SSA) at 1-800-772-1213 (Source: SSA)
Financial Security for Surviving Family Members
Social Security Survivor’s Benefits can provide much needed financial security for surviving family members and can help ease the burden of losing a loved one.
Call to Action: If You Have Lost a Loved One, Unlock Survivors Benefits.
RESOURCES THAT MIGHT BE HELPFUL..
Who is eligible to receive Social Security survivors benefits and how do I apply? KA-02083 · FAQ | SSA
Survivor's Benefits (pdf). EN-05-10084.pdf (ssa.gov)
How do survivor benefits work? AARP. How Social Security Survivor Benefits Work (aarp.org)
Social Security Survivor Benefits: 10 Things Spouses Need to Know. AARP. 10 Facts About Social Security Benefits for Survivors (aarp.org)
What Widows and Widowers Need to Know About Social Security Survivor Benefits. Prudential. What Widows and Widowers Approaching Retirement Need to Know About Claiming Social Security Survivor Benefits | Prudential Financial
Social Security: What Happens to Your Benefits When You Die? GoBankingRates. Vance Cariaga. Social Security: What Happens to Your Benefits When You Die? | GOBankingRates
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